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Earning CBI Rewards Points

Earning CBI Rewards Points is easy with points being earned on an increasing scale according to your everyday spend patterns.

You can earn CBI Rewards points as follows:

CBI First Credit Card
Points on Spend (Retail purchases only) 1 point per AED 1.00 on all transactions made in UAE.
1.75 points per AED 1.00 on all transactions made in UAE greater than AED 2,000.
2.5 points per AED 1.00 on all transactions in foreign currency.
Rewards World Credit Card
Bonus Points (on 1st usage of card) 25,000*
Bonus Points (on spending AED 5,000 on card within first 90 days of receiving card) 25,000*
Points on Spend (Retail purchases only) 1 point per AED 1.00 on all transactions made in UAE.
1.75 points per AED 1.00 on all transactions made in UAE greater than AED 2,000.
2.5 points per AED 1.00 on all transactions in foreign currency.
Rewards Platinum Credit Card
Bonus Points (on 1st usage of card) 25,000*
Points on Spend (Retail purchases only) 1 point per AED 1.00 on all transactions made in UAE.
1.5 points per AED 1.00 on all transactions made in UAE greater than AED 2,000.
2 points per AED 1.00 on all transactions in foreign currency.
Rewards Platinum Credit Card without Annual Membership Fees
Points on Spend (Retail purchases only) 0.5 point per AED 1.00 on all transactions made in UAE.
1 points per AED 1.00 on all transactions in foreign currency.

*Subject to payment of annual membership fee

Effective 1st December 2018 fair usage caps apply to our rewards program: The maximum number of reward points that you can earn on all your domestic and international spend per calendar month will be capped to 150,000 points. The maximum number of reward points that you can earn under the following spend categories (as per Mastercard/Visa classification) collectively will be capped to 25,000 points: Government Services, Utility Payments, Real Estate, Transport, Petrol/Gas Stations, Distributers, Freight, Courier and Advertising Media.

The table below shows an example of how easy it is to earn points through your everyday spending:

Spend Category Monthly Transaction Amount Points Earned
Groceries AED 3,000 3,000
Utility Bill e.g. DEWA, SEWA AED 1,250 1,250
Phone Bill e.g. Etisalat, Du AED 250 250
Online purchase e.g. Amazon, eBay USD 75 (AED 275) 550*
Travel/Electronics/Gift/School fee AED 2,500 3,750**
Clothing AED 750 750
Dining AED 1.000 1,000
Total AED 9,025 10,550

*2 points per AED 1.00 as spend classified as International purchase

**1.5 points per AED 1.00 as transaction amount greater than AED 2,000.00

As you can see, Reward points can build up quickly simply by spending on the essentials you would ordinarily pay for.